Update on 2015 plans

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As 2015 is wrapping-up, here is where I am at with the plans I made back in January. Overall, 2015 has been a very good year for me.

This is my last post for 2015. I am going to take a much needed vacation. Not going anywhere but planning on resting, enjoying time with friends and family, as well as brainstorming on my budget and plans for 2016.

Happy Holidays!

Savings

  • Save 5K to be divided between my RRSP and regular savings. Done & exceeded!
  • Have 10K to my name. If the above point is completed, I should exceed this number. Done & exceeded! That feels really good. 
  • Switch to D.I.Y investing: this one is long overdue! Done and thoroughly enjoying being in control of my money.

Expenses

  • Monitor expenses in general and particularly groceries & personal care. Not done. I haven’t spent more than usual, but I haven’t spent less either.
  • Complete a 6-month shopping ban on clothes and shoes: last year, I spent $ 1 000 in this category. I can’t remember what I bought, and I also donated a couple of bags of clothing to charity. Done & not done. 3 months into the ban, I had to replace my “winter shoes” as they had holes. It was too early to switch to “summer shoes”, so I broke the ban. That being said, I spent $ 565.00 this year, vs. $ 1 000 last year. Progress….

Debt

  • Keep paying off my debt and obviously not incur any new one! Done.

Other

  • Plan a vacation to Hong-Kong: I have wanted to visit this city for a long time. Done. Really enjoyed this vacation and the city. This vacation has been fully paid for.
  • Take a couple of classes in personal finances. Done.

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