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Simplifying Money and Chasing Financial Independence

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Author: Stephanie

Mortgage refinancing traps

With interest rates still at an all-time low, refinancing has become a common trend. A refinance is obtaining a new … More

mortgage refinancing, refinance, refinancing

To tip or not

Coming to North America, the “tipping experience” can be quite a shock, a financial shock that is.

giving tips, tipping, to tip or not

To leverage or not

In the financial world, leveraging is a fancy word for “borrowing to invest”.

borrowing to invest, leveraging

Learning to say no: friends ‘edition.

Not so long ago, when I would receive invitations to go to restaurants, or to the movies or away for … More

learning to say no, saying no to friends

Landlord myths dispelled

With interest rates at all-time low, it can be tempting to buy a property and rent it, thus becoming a … More

becoming a landlord, landlord myths, rental property

Thoughts on becoming self-employed

I am sure a lot of you are thinking about becoming your own boss, doing what you love and working … More

becoming self-employed; being self-employed; thoughts on self-employment; self-employment

The power of compound interest & the rule of 72

Did you know Albert Einstein called compound interest the 8th wonder of the world? Basically, compound interest is “interest paid … More

compound interest, compounding explained, rule of 72; 72 rule; compound interest

Learning to say no: co-workers ‘edition

When trying to get your expenses under control and down, you may have realized the workplace can be a mine … More

saying no; learning to say no

The cost of being single

As Valentine’s Day is looming, I found myself reflecting on my single status this week. My thoughts took a financial turn, as I realized being single costs me more than if I were in a relationship

being single, the cost of being single, Valentine’s Day

Money talk for couples

With Valentine’s Day around the corner, I thought I would write about couples and money matters. For a lot of … More

money and relationships, money talk, money talk for couples

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