From saving to investing

I have always been a saver. I understood from a fairly young age that I needed to save money if … More

Mutual funds vs. ETFs: basic comparison

Mutual funds remain Canadians’ favourite investment. It is estimated a trillion dollars sits in mutual funds in the country. Although … More

When trying to address a mountain of debt and/or budgeting issues, the first piece of advice people are given is to drastically cut expenses.

My previous entry mentioned how refinancing has become very common lately. A growing and alarming trend is car refinancing. Just … More

With interest rates still at an all-time low, refinancing has become a common trend. A refinance is obtaining a new … More

Coming to North America, the “tipping experience” can be quite a shock, a financial shock that is.

In the financial world, leveraging is a fancy word for “borrowing to invest”.

Not so long ago, when I would receive invitations to go to restaurants, or to the movies or away for … More

With interest rates at all-time low, it can be tempting to buy a property and rent it, thus becoming a … More

I am sure a lot of you are thinking about becoming your own boss, doing what you love and working … More