More than funding, you need analysis and planning

All too often, we put a huge emphasis on "saving". This is particularly true in the PF blogosphere.

Switching my retirement savings to all-in-one ETFs

Disclaimer: I am not a Financial Planner or Advisor. I do not recommend any investment products. You need to do your own research and assessment for what's best for you, financially. I've been reviewing my retirement portfolio lately. After the initial Covid-19 shock, it has recovered nicely. That being said, over the last year or …

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CERB transition

The Federal Government has just announced CERB would be extended for another, final 4 weeks. I have explained this program at length here. It was created in April but the benefit was back-dated to March of this year. It had already been extended once in June, for a maximum of 22 weeks or 6 eligibility …

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Alternate paths to F.I.R.E.

F.I.R.E. stands for Financial Independence, Retire Early. This movement has gained popularity in recent years.

Feeling bamboozled by your Realtor?

The short answer to this question is "most likely".

Addressing privilege in personal finances

I have previously written about the element of privilege when it comes to FIRE, i.e. Financial Independence Retire Early.

Collection agency protection- updated

Contacted by a collection agency? You have rights!

Deferring your property taxes in BC

If you're a home owner, chances are you've already received your property tax notice.

Protecting your computer from hacking

We've all seen movies or TV shows about how prodigies are able to enter the most sophisticated systems like NASA or the Pentagon.

Reflections from 7 weeks of semi-confinement (200th post)

This post is a follow-up to a previous one, where I wrote about how I was coping during these unusual times. I apologize in advance if my writing seems messy, and perhaps not-so-coherent at times. My feelings are still fairly raw, and we're still in the pandemic, even though the BC government has introduced a …

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