Buy now, pay later has made borrowing feel like just another way to pay. My experience with a 28.8% interest rate made me take a closer look.
Tag: personal finance
Timeshares: Vacation Dream or Financial Nightmare?
Imagine you’re on vacation. The weather is perfect. The resort is beautiful. Someone offers you complimentary breakfast, a free excursion, … More
How Restaurant Menus Work- And How to Get More Value When Dining Out
As dining out becomes increasingly expensive in Canada, understanding how restaurant menus influence spending can help you make smarter choices and get more value from the experience.
Social Media Advice Isn’t a Financial Plan
If someone sounds certain about your finances without knowing your situation, that’s your first red flag.
You Didn’t Know Your Risk Tolerance—Until Now
When markets become volatile, it doesn’t just affect portfolios—it affects people. Headlines get sharper. Opinions get louder. Predictions become more … More
5 Pieces of Bad Financial Advice People Still Believe
Bad Financial Advice that is still around.
Why Groceries Are So Expensive in Canada — and 6 Ways to Spend Less
A realistic approach to lowering your grocery bill that actually works in Canada.
It’s Official: My Book Is Now Published!
My book Money Without the Noise is now officially published.
That Time I Wrote a Book !
Cut through financial noise with Money Without the Noise, a new Canadian personal finance book about clearer thinking and smarter money decisions.
Can A.I. Be Your New Money Coach?
AI in personal finance is reshaping budgeting, investing, and financial planning. Here’s how AI can help you take control of your money—and where it may fall short.
