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Simplifying money and chasing Financial independence

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Switching my retirement savings to all-in-one ETFs

Disclaimer: I am not a Financial Planner or Advisor. I do not recommend any investment products. You need to do … More

retirement planning, retirement planning canada, saving for retirement

Financial milestone: consumer-debt free!

June 23rd, 2018 marked the day I officially became consumer-debt free. 

becoming debt free, consumer-debt free, debt-free, debt-free canada, paying-off debt

The importance of the emergency fund

I have heard a lot of names for the Emergency fund: Back-up fund, F-U fund, Opportunity fund, Rainy-Day fund…whatever you want to call it, it is just semantics. 

emergency, emergency fund, unexpected expense, unplanned expense

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