I have always been a saver. I understood from a fairly young age that I needed to save money if…
Mutual funds vs. ETFs: basic comparison
Mutual funds remain Canadians’ favourite investment. It is estimated a trillion dollars sits in mutual funds in the country. Although…
The case for earning more money
When trying to address a mountain of debt and/or budgeting issues, the first piece of advice people are given is to drastically cut expenses.
Car refinancing traps
My previous entry mentioned how refinancing has become very common lately. A growing and alarming trend is car refinancing. Just…
Mortgage refinancing traps
With interest rates still at an all-time low, refinancing has become a common trend. A refinance is obtaining a new…
To tip or not
Coming to North America, the “tipping experience” can be quite a shock, a financial shock that is.
To leverage or not
In the financial world, leveraging is a fancy word for “borrowing to invest”.
Learning to say no: friends ‘edition.
Not so long ago, when I would receive invitations to go to restaurants, or to the movies or away for…
Landlord myths dispelled
With interest rates at all-time low, it can be tempting to buy a property and rent it, thus becoming a…
Thoughts on becoming self-employed
I am sure a lot of you are thinking about becoming your own boss, doing what you love and working…