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Simplifying Money and Chasing Financial Independence

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Mortgage refinancing traps

With interest rates still at an all-time low, refinancing has become a common trend. A refinance is obtaining a new…

mortgage refinancing, refinance, refinancing

To tip or not

Coming to North America, the “tipping experience” can be quite a shock, a financial shock that is.

giving tips, tipping, to tip or not

To leverage or not

In the financial world, leveraging is a fancy word for “borrowing to invest”.

borrowing to invest, leveraging

Learning to say no: friends ‘edition.

Not so long ago, when I would receive invitations to go to restaurants, or to the movies or away for…

learning to say no, saying no to friends

Landlord myths dispelled

With interest rates at all-time low, it can be tempting to buy a property and rent it, thus becoming a…

becoming a landlord, landlord myths, rental property

Thoughts on becoming self-employed

I am sure a lot of you are thinking about becoming your own boss, doing what you love and working…

becoming self-employed; being self-employed; thoughts on self-employment; self-employment

The power of compound interest & the rule of 72

Did you know Albert Einstein called compound interest the 8th wonder of the world? Basically, compound interest is “interest paid…

compound interest, compounding explained, rule of 72; 72 rule; compound interest

Learning to say no: co-workers ‘edition

When trying to get your expenses under control and down, you may have realized the workplace can be a mine…

saying no; learning to say no

The cost of being single

As Valentine’s Day is looming, I found myself reflecting on my single status this week. My thoughts took a financial turn, as I realized being single costs me more than if I were in a relationship

being single, the cost of being single, Valentine’s Day

Money talk for couples

With Valentine’s Day around the corner, I thought I would write about couples and money matters. For a lot of…

money and relationships, money talk, money talk for couples

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