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Simplifying Money and Chasing Financial Independence

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Author: Stephanie

That Week I Didn’t Spend Money…

And it was hard!!

no spend challenge, no spend day, no spend month, no spend week

Tips to Save on Groceries

A few tips to keep your grocery bill in check

groceries, grocery shopping, saving on groceries

Avalanche, Snowball or Consolidation?

An overview of 3 methods to tackle debt: avalanche, snowball and consolidation

avalanche method, dave ramsey, debt free, money, snowball method

Employment Insurance Basics in Canada

Losing your job can be stressful, particularly if the economy isn’t doing that great, or if you don’t have a lot of savings. Employment insurance -or E.I- can relieve some of the financial stress

employment insurance basics, Employment insurance Canada, employment insurance explained, money

Mortgage Trigger Rate Explained

If you have a variable mortgage, you could face a “trigger rate”. What is a “trigger rate”? Read on!

bank of canada, fixed mortgage canada, interest rates, money, mortgage, mortgage canada, overnight rate canada, prime rate canada, trigger point, trigger rate, variable mortgage canada, variable rate canada

What’s a Saving Rate and Why It Matters

There are few elements of a financial plan more important than your savings rate.

budgeting, investing, investments, money, saving, saving rate

Retirement Basics in Canada

Discussing the 3 main government benefits available for retirement in Canada.

Canada Pension Plan, CPP, GIS, Guaranteed Income Supplement, OAS, Old Age Security, retirement basics, retirement in Canada, retiring in Canada, RRSP, saving for retirement

Stop Keeping Up with The Jones’

Long before the highlight reel of Facebook and Instagram made us insta-jealous, folks were intimidated by their neighbors and “keeping up with the Jones'”.

keeping-up with the jones, the jones, the joneses

Money Magnifies Who We Are

We’ve all seen wildly generous people as well as stingy misers that never share any resources. Both might be wealthy, but their wealth doesn’t mean that they are better people.

money, money mindset, personal finance, personal finance blog, wealth mindset

Credit Card Churning Explained

Credit card churning is a trend that has been gaining popularity in North America over recent years. But what is “credit card churning” exactly?

choosing a credit card, credit card churning, Credit card churning canada, credit card rewards, personal finance, personal finance blog, travel points

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