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Simplifying Money and Chasing Financial Independence

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Author: Stephanie

Debt will always be debt

The most recent statistics indicate Canadians owe an astonishing $1.8 trillion in debt, including mortgages

bad debt, debt, debt fatigue, debt is debt, good debt

Other financial mistakes I made

As previously mentioned here and here, I made plenty of financial mistakes in the past. I see them as a … More

bad financial decisions, Financial mistakes, money mistakes

Gratitude and personal finances

As the Holiday season is in full swing, a lot of people contemplate the almost past year and the new … More

being grateful, gratitude, practicing gratitude

Pros and cons of group benefits

Group benefits are various insurances an employee can get from their employer, such as extended health or life insurance. In … More

group benefits, group benefits explained, limitations of group benefits, pros and cons of group benefits

Home-buyers’ plan explained

Note: as of January 2019, people can now withdraw up to $ 35 000 under the program.  If you are … More

HBP, home-buyer plan

Shifting your financial perspective

I haven’t blogged much lately. My job has kept me busy and major restoration work started at my building that directly impacts … More

changing perspective, changing your financial perspective, financial perspective, shifting perspective

My ways to save money

Since I have started taking a long, hard look at my finances, I have definitely become more frugal and minimalist. … More

easy ways to save money, saving money, simple ways to save money

What not to do during your mortgage application

You got pre-approved for a mortgage, you found your dream home and put in an offer. While you are doing … More

mortgage, mortgage application, obtaining a mortgage

How to handle a market downturn

It has been all over the news this week. Most stock exchanges around the world have taken a tumble in … More

how to handle market turmoil, how to survive a market downturn, market downturn, market turmoil

Target date funds explained

This financial product has been growing in popularity, but what is a target date fund? A target date fund is … More

fund of funds, target funds; target-date funds. target funds explained, understanding target funds

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