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Simplifying Money and Chasing Financial Independence

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Author: Stephanie

How I fed myself for a week with $ 14.89

I meant to write about this almost 2 months ago. Groceries in Canada are expensive, and even more in Vancouver. … More

$ 21 food challenge, cutting on groceries, food challenge, grocery shopping, welfare food challenge

Top reasons people get into debt

When someone has debt, it is not necessarily due to ignorance and recklessness. Sure, this is one reason, but by no mean it is the only one.

getting into debt, top reasons for debt

Understanding a stock table

One of my plans for 2016 is to learn more about stock investing. It can look intimidating, but it is … More

reading a stock table, stock basics, stock investing, stock table, understanding a stock table

Limitations of Peer-to-Peer lending

Peer-to-Peer lending has recently made its entrance into the Canadian market. It has been touted as the best financial thing … More

P2P, P2P canada, P2P lending, P2P lending Canada, Peer-to-Peer lending

Free or low-cost exercise options

One of my plans for 2016 is to take better care of myself. This includes exercising everyday. I have been … More

free exercise, gym membership, low-cost exercise, personal finance, personal finance blog

Common tax deductions and credits for individuals

As tax season is in full swing, let’s take a look at the most common tax deductions and credits in … More

tax credits, tax deductions, tax refund, tax return

Perceived wealth vs. actual wealth

On my way to work the other day, I found myself stuck in traffic (not unusual). In the lane next to mine, was a Porsche Cayenne.

actual wealth, buying vs. affording, perceived wealth, perceived wealth vs actual wealth, personal finance, personal finance blog

Condo-buying mistakes

I have been re-assessing my living situation lately.

buying a condo, buying a condo in Vancouver, condo buying mistakes, mistakes to avoid when buying a condo, personal finance, personal finance blog, real estate buying, Vancouver real estate

How to select a reward credit card

Virtually every credit card company in Canada offers at least one card with rewards. The options are pretty much infinite, sometimes making the selection process complicated.

American Express, choosing a reward credit card, how to choose the right credit card, reward credit cards in Canada, selecting a reward credit card, Visa

Being judgemental on other people’s personal finances

Recently, an acquaintance of mine -let’s name her Jane- was complaining that she owed Canada Revenue Agency $ 2 000 … More

being judgmental, being judgmental of others'spending, judging other people, judging other people for their spending, judgmental

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