Credit Card Churning Explained

Credit card churning is a trend that has been gaining popularity in North America over recent years. But what is “credit card churning” exactly?

Addictions and Your Money

Addictions affect your finances in a bad way. 2 examples are gambling and shopping. When you gamble away money you don’t have, or shop to avoid problems in an uncontrollable way the problems it creates can screw up your future for a long time.

3 Signs It’s Time To Consider Debt Relief

When is it time to stop trying to pay off your debts all on your own and instead to seek professional help?

Recognizing Credit Loan Scams

If you have below average or poor credit, there are people out to get you

Protecting your computer from hacking

We’ve all seen movies or TV shows about how prodigies are able to enter the most sophisticated systems like NASA or the Pentagon.

“Here for you” is all relative

If you live in Canada, you’ve probably received lots of e-mails from your financial institution and other service providers letting … More

Coronavirus and your expenses (with a BC twist)

Pandemic or no pandemic, we all have bills to pay….unfortunately. If, like many people, you are already feeling the pinch … More

Ridiculous bank offers’edition

Recently, I’ve been “bombarded” with e-mails from Scotiabank offering me a ton of “advantages” if I open either an Ultimate … More

Is paying an annual credit card fee worth it?

I have been contemplating upgrading my American Express Air Miles card to the Air Miles Platinum one.

How to select a reward credit card

Virtually every credit card company in Canada offers at least one card with rewards. The options are pretty much infinite, sometimes making the selection process complicated.