Consumer proposal explained

There is an option to bankruptcy many people have never heard of: consumer proposal.

Top reasons people get into debt

When someone has debt, it is not necessarily due to ignorance and recklessness. Sure, this is one reason, but by no mean it is the only one.

Peer-to-Peer lending has recently made its entrance into the Canadian market. It has been touted as the best financial thing … More

The most recent statistics indicate Canadians owe an astonishing $1.8 trillion in debt, including mortgages

As previously mentioned here and here, I made plenty of financial mistakes in the past. I see them as a … More

Note: as of January 2019, people can now withdraw up to $ 35 000 under the program. If you are … More

You got pre-approved for a mortgage, you found your dream home and put in an offer. While you are doing … More

Payday loans are wide-spread in North America, but also in the UK and Australia. A payday loan is a cash … More

My first job in Canada was as a receptionist in a private high-school in North Vancouver. The job in itself … More

In my debt story, I mentioned a few financial mistakes I made in the past. The truth is that I made a few more.