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Simplifying Money and Chasing Financial Independence

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Category: Debt

3 Signs It’s Time To Consider Debt Relief

When is it time to stop trying to pay off your debts all on your own and instead to seek professional help?

bankruptcy, consumer proposal, credit counselling, debt consolidation, debt consolidation loan, debt help, debt relief, debt relief canada

Recognizing Credit Loan Scams

If you have below average or poor credit, there are people out to get you

bad credit loan, credit, credit repair, loan scam, scam

3 steps to reduce debt

There are a lot of things you can do to reduce your debt. But what are the most important things you can do?

debt, debt consolidation, debt consolidation loan, debt management, loan, loans

I deferred my mortgage…now what?

Actually, I deferred my mortgage back in August last year. At the time, my attempts at self-employment weren’t yielding much … More

covid-19; coronavirus; novel coronavirus, mortgage deferral, mortgage deferral canada

CERB transition

The Federal Government has just announced CERB would be extended for another, final 4 weeks. I have explained this program … More

CERB, cerb extension, ei, Employment insurance Canada

Addressing privilege in personal finances

I have previously written about the element of privilege when it comes to FIRE, i.e. Financial Independence Retire Early.

being privileged, financial privilege, financially privileged, privilege, white privilege

Collection agency protection- updated

Contacted by a collection agency? You have rights!

collection agencies, collection agency, collection agency protection, collection protection

CESB explained

Until last week, very little financial relief was available to students

CERB, CESB, covid-19; coronavirus; novel coronavirus, government student loan, student loan

“Here for you” is all relative

If you live in Canada, you’ve probably received lots of e-mails from your financial institution and other service providers letting … More

BMO, CIBC, covid-19; coronavirus; novel coronavirus, here for you, mortgage deferral, mortgage payment, RBC, scotiabank, TD

Coronavirus and your expenses (with a BC twist)

Pandemic or no pandemic, we all have bills to pay….unfortunately. If, like many people, you are already feeling the pinch … More

covid-19; coronavirus; novel coronavirus, debt, paying bills, personal finance blog, personal finances

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