Mortgage Trigger Rate Explained

If you have a variable mortgage, you could face a “trigger rate”. What is a “trigger rate”? Read on!

Conventional vs. Collateral Mortgages

If you’re a potential home-buyer, no doubt you’ve been sweating and pouring over each detail of securing a mortgage

FHSA Explained (250th Post)

One of the many promises made by then candidate Justin Trudeau was to create a specific savings account for first-time home-buyers, if he was re-elected.

I deferred my mortgage…now what?

Actually, I deferred my mortgage back in August last year. At the time, my attempts at self-employment weren’t yielding much … More

Feeling bamboozled by your Realtor?

The short answer to this question is “most likely”.

Deferring your property taxes in BC

If you’re a home owner, chances are you’ve already received your property tax notice.

Coronavirus and your expenses (with a BC twist)

Pandemic or no pandemic, we all have bills to pay….unfortunately. If, like many people, you are already feeling the pinch … More

That time I refinanced my mortgage

Note: this is not a sponsored post, but if you need a mortgage broker, I recommend Alex McFadyen and … More

Buying a rental property (or not)

Unlike my previous post, the criteria to decide whether to buy a rental property -or not- are very different.

Buying vs renting a home

Don’t roll your eyes just yet. This is not another debate as to whether renting is better than buying or conversely.