Conventional vs. Collateral Mortgages

If you’re a potential home-buyer, no doubt you’ve been sweating and pouring over each detail of securing a mortgage

FHSA Explained (250th Post)

One of the many promises made by then candidate Justin Trudeau was to create a specific savings account for first-time home-buyers, if he was re-elected.

I deferred my mortgage…now what?

Actually, I deferred my mortgage back in August last year. At the time, my attempts at self-employment weren’t yielding much … More

Feeling bamboozled by your Realtor?

The short answer to this question is “most likely”.

Deferring your property taxes in BC

If you’re a home owner, chances are you’ve already received your property tax notice.

Coronavirus and your expenses (with a BC twist)

Pandemic or no pandemic, we all have bills to pay….unfortunately. If, like many people, you are already feeling the pinch … More

That time I refinanced my mortgage

Note: this is not a sponsored post, but if you need a mortgage broker, I recommend Alex McFadyen and … More

Buying a rental property (or not)

Unlike my previous post, the criteria to decide whether to buy a rental property -or not- are very different.

Buying vs renting a home

Don’t roll your eyes just yet. This is not another debate as to whether renting is better than buying or conversely.

Another important reason your mortgage is denied

You decided to become a home owner, saved for a down payment, got pre-approved for a mortgage, found your dream home and made an offer.