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Simplifying Money and Chasing Financial Independence

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Category: Saving

The Many Costs of Being Unbanked or Underbanked

What does it mean to be unbanked or underbanked? And what are the consequences?

big 5, canadian neo bank, canadian virtual banks, equifax, neo, neo banks canada, payday loan, personal finance, personal finance blog, transunion, unbanked, unbanked canada, underbanked, underbanked canada

What’s in a Living Wage?

Not that much, unfortunately. A “living wage” is a bit of a misnomer.

inflation canada, inflation vancouver, living wage, living wage canada, living wage vancouver, minimum wage, minimum wage bc, money

That Week I Didn’t Spend Money…

And it was hard!!

no spend challenge, no spend day, no spend month, no spend week

Tips to Save on Groceries

A few tips to keep your grocery bill in check

groceries, grocery shopping, saving on groceries

What’s a Saving Rate and Why It Matters

There are few elements of a financial plan more important than your savings rate.

budgeting, investing, investments, money, saving, saving rate

Retirement Basics in Canada

Discussing the 3 main government benefits available for retirement in Canada.

Canada Pension Plan, CPP, GIS, Guaranteed Income Supplement, OAS, Old Age Security, retirement basics, retirement in Canada, retiring in Canada, RRSP, saving for retirement

Stop Keeping Up with The Jones’

Long before the highlight reel of Facebook and Instagram made us insta-jealous, folks were intimidated by their neighbors and “keeping up with the Jones'”.

keeping-up with the jones, the jones, the joneses

Living Below Your Means isn’t About Lack

Isn’t it funny how being unable to have something makes you want it more? If you are broke, shopping is all you want to do.

That Time I Quit my Job…With Nothing Lined-up

I recently joined the Great Resignation and quit a toxic job….without having a new job lined-up.

6 Suggestions to See Friends Without Spending Tons of Money

Everyone likes to spend time with their friends, even more in a Covid-vaccinated world. But if you’re on a tight budget, it can seem daunting to meet with your friends without blowing it

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