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Simplifying Money and Chasing Financial Independence

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Category: Spending

5 Budget Busters (and what to do about them)

5 budget busters and how to avoid them

budgeting, canadian personal finance, finance, money, money management, personal finance, personal finance blog, saving money

4 Ways to Teach Personal Finances to Your Kids

Teaching good money habits to kids.

children allowance, kids and money, money and kids, money for kids, teaching kids

4 Dirty Tricks Credit Card Companies Like to Play

Understanding tricks played by credit card companies

credit card, credit card debt, grace period, late fee, penalties, personal finance, personal finance blog, understanding credit cards

What’s Your Personal Rate of Inflation?

Personal inflation rate explained

canadian personal finance, consumer price index, inflation, inflation canada, money, personal finance blog, personal inflation rate

5 Saving Tips That May Not Work

Although well-meaning, some financial tips just don’t work.

money, personal finance, personal finance advice, saving money, saving tips

5 Good Reasons to Use a Credit Card

Credit cards bring you a lot of advantages as long as you use them wisely

credit card, credit card churning, Credit card churning canada, credit card rewards

Should You Have a Joint Bank Account?

The pros and cons of having a joint bank account.

banking, joint bank account, managing finances, managing money, money, personal finance

Planning Your Personal Finances (part 2)

Let’s continue on the next steps to planning your personal finances.

budgeting, financial planning, money, personal finance, personal finance canada, zero-based budget

Planning Your Personal Finances (Part 1)

Financial planning allows us to realize our goals and objectives by learning, organizing, and planning based on the reality of our current situation.

financial planning, job, money, personal finance, retirement, retirement income

5 Ideas for Eco-Friendly Gifts

When choosing only eco-friendly gifts, it adds something to the experience that will make the gift special.

being eco-friendly, carbon offsets, eco-friendly gifts, gift ideas, money, useful gifts

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