The importance of the emergency fund

I have heard a lot of names for the Emergency fund: Back-up fund, F-U fund, Opportunity fund, Rainy-Day fund...whatever you want to call it, it is just semantics. 

Financial rules I like to bend or break

There are many financial rules we hear over and over again, and that we blindly follow. But before following any rule, we need to see if it is actually adapted to our own situation.

Emergency Fund basics

If you are battling with a huge debt load, chances are you probably don’t have any savings to your name. It can seem like a really daunting and potentially impossible task, but you need an emergency fund. As I have written before, life happens; accidents happen. If you don’t have any savings to face these, …

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