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Simplifying Money and Chasing Financial Independence

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Author: Stephanie

Understanding your credit card(s)

The credit card system in France is totally different from the one in Canada or the US. When I arrived … More

credit card, credit card companies, credit cards, interest on credit cards, understanding credit cards

Condo insurance

A lot of condo owners have a misconception of what condo insurance is, and the type of personal coverage they … More

condo insurance, home insurance, strata insurance

De-cluttering your home for better financial clarity

It has been fairly hot in Vancouver recently. Unlike a lot of people, I don’t enjoy the heat very much. … More

clutter-free, de-cluttering, financial clarity

Creating a budget, part 2- tracking income and aiming for balance

Note: the following is primarily aimed for Canadian residents. Terms like CPP and EI are payroll deductions for Canada.   … More

balancing a budget, budgeting, creating a budget, monthly budget, tracking income

Creating a budget, part 1- tracking expenses

A lot people try to create a monthly budget from scratch and are unsuccessful. In most cases the numbers don’t … More

budgeting, creating a budget, monthly budget, tracking expenses

Do you need insurance?

This is a very common question. Let’s start by defining “insurance”. Insurance is an arrangement by which a company provides … More

determining insurance needs, insurance, insurance needs

Bankruptcy explained

Note: If you need more information, please contact a Trustee in Bankruptcy. The purpose of this article is only to … More

bankruptcy, bankruptcy explained, bankruptcy in Canada, bankruptcy overview, bankruptcy procedure, bankruptcy process

5 financial items to consider when home-buying

Summer is peak season for home-buying (and selling). Buying a property is the biggest financial decision one will ever make. … More

financial tips for home-buying, home-buying, home-buying tips

Getting organized financially in 5 easy steps

Being organized and clutter-free financially goes hand in hand with tracking and budgeting. It is time to stop ignoring the … More

getting organized, getting organized financially

Financing post-secondary education

With high-school over and Summer ahead before going back to school, let’s look at alternatives to the dreaded student loans … More

alternatives to student loans, financing college, financing post-secondary education, financing university, student loans

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