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Simplifying Money and Chasing Financial Independence

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Author: Stephanie

RRSP basics

As tax season is around the corner, a lot of “experts” urge us to contribute to our RRSP. But what … More

RRSP, RRSP basics, RRSP explained, saving for retirement

Easy financial boosters

When trying to get back on track financially, people always hear they have to both control their spending and/or increase … More

bonus, financial boosters, financial goals, tax refund

TFSA basics

The Tax-Free Savings Account or TFSA was created in 2009 to help Canadians save more and potentially earn more interests … More

TFSA, TFSA basics, TFSA explained

Bare-bones budget

You may have already mastered your household budget based on your current income. But what if that income suddenly disappears … More

Bare-bones budget; creating a bare-bones budget; frugal living

Competing financial priorities

It is not always easy to know what you should do first, financially speaking. Debt, mortgage, children, retirement planning and saving are extremely taxing on your hard-earned dollars.

competing financial priorities, financial priorities

Credit score basics

A credit score is a number that tells something about your borrowing history. It is largely based on your credit … More

credit history, credit score, credit score basics, credit score explained

Financial set-backs and debt fatigue

I have been hit in the pocketbook a couple of times recently, just when I thought I finally had my … More

debt, debt fatigue, paying-off debt

The personal aspect of personal finances

I sometimes wonder if I will ever be able to “make it” in the ever-growing, online world of personal finances. … More

personal finances, thoughts on personal finances

Overspending triggers

September was almost a wash-off, financially speaking. I exploded both my take-out and entertainment budgets. I know I have been … More

overspending, spending triggers

Life insurance needs & being single

All too often we hear that single people with no dependents don’t need life insurance, period. I encourage single people … More

being single and life insurance, life insurance, life insurance needs

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