There are many financial rules we hear over and over again, and that we blindly follow. But before following any rule, we need to see if it is actually adapted to our own situation.
Things I refuse to pay for
We all have our financial pet peeves. Here are a few items I refuse to pay for: Cell phone. A…
From saving to investing
I have always been a saver. I understood from a fairly young age that I needed to save money if…
Mutual funds vs. ETFs: basic comparison
Mutual funds remain Canadians’ favourite investment. It is estimated a trillion dollars sits in mutual funds in the country. Although…
The case for earning more money
When trying to address a mountain of debt and/or budgeting issues, the first piece of advice people are given is to drastically cut expenses.
Car refinancing traps
My previous entry mentioned how refinancing has become very common lately. A growing and alarming trend is car refinancing. Just…
Mortgage refinancing traps
With interest rates still at an all-time low, refinancing has become a common trend. A refinance is obtaining a new…
To tip or not
Coming to North America, the “tipping experience” can be quite a shock, a financial shock that is.
To leverage or not
In the financial world, leveraging is a fancy word for “borrowing to invest”.
Learning to say no: friends ‘edition.
Not so long ago, when I would receive invitations to go to restaurants, or to the movies or away for…
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