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Simplifying Money and Chasing Financial Independence

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Overspending triggers

September was almost a wash-off, financially speaking. I exploded both my take-out and entertainment budgets. I know I have been…

overspending, spending triggers

Life insurance needs & being single

All too often we hear that single people with no dependents don’t need life insurance, period. I encourage single people…

being single and life insurance, life insurance, life insurance needs

Emergency Fund basics

If you are battling with a huge debt load, chances are you probably don’t have any savings to your name.…

emergency fund, rainy day fund, saving for emergencies

Tackling debt

Now that you have decided to get your finances under control, the biggest challenge is to pay off your debt.…

debt repayment, debt-free, pay off debt, tackling debt

RESP basics

As I mentioned in previous entries, the cost of post-secondary education keeps increasing and can really be a huge financial…

Canada Learning Bond, CESG, Registered Education Savings Plan, RESP, RESP basics, saving for college, saving for university

Numbers to look at when condo-buying

Condo-living has become increasingly popular in Vancouver. It is not surprising when the price of a single, detached home is…

buying a condo in Vancouver, condo buying, condo living

Understanding your credit card(s)

The credit card system in France is totally different from the one in Canada or the US. When I arrived…

credit card, credit card companies, credit cards, interest on credit cards, understanding credit cards

Condo insurance

A lot of condo owners have a misconception of what condo insurance is, and the type of personal coverage they…

condo insurance, home insurance, strata insurance

De-cluttering your home for better financial clarity

It has been fairly hot in Vancouver recently. Unlike a lot of people, I don’t enjoy the heat very much.…

clutter-free, de-cluttering, financial clarity

Creating a budget, part 2- tracking income and aiming for balance

Note: the following is primarily aimed for Canadian residents. Terms like CPP and EI are payroll deductions for Canada.  …

balancing a budget, budgeting, creating a budget, monthly budget, tracking income

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