Understanding your credit card(s)

The credit card system in France is totally different from the one in Canada or the US. When I arrived…

Condo insurance

A lot of condo owners have a misconception of what condo insurance is, and the type of personal coverage they…

De-cluttering your home for better financial clarity

It has been fairly hot in Vancouver recently. Unlike a lot of people, I don’t enjoy the heat very much.…

Creating a budget, part 2- tracking income and aiming for balance

Note: the following is primarily aimed for Canadian residents. Terms like CPP and EI are payroll deductions for Canada.  …

Creating a budget, part 1- tracking expenses

A lot people try to create a monthly budget from scratch and are unsuccessful. In most cases the numbers don’t…

Do you need insurance?

This is a very common question. Let’s start by defining “insurance”. Insurance is an arrangement by which a company provides…

Bankruptcy explained

Note: If you need more information, please contact a Trustee in Bankruptcy. The purpose of this article is only to…

5 financial items to consider when home-buying

Summer is peak season for home-buying (and selling). Buying a property is the biggest financial decision one will ever make.…

Getting organized financially in 5 easy steps

Being organized and clutter-free financially goes hand in hand with tracking and budgeting. It is time to stop ignoring the…

Financing post-secondary education

With high-school over and Summer ahead before going back to school, let’s look at alternatives to the dreaded student loans…