Emergency Fund basics

If you are battling with a huge debt load, chances are you probably don’t have any savings to your name.…

Tackling debt

Now that you have decided to get your finances under control, the biggest challenge is to pay off your debt.…

RESP basics

As I mentioned in previous entries, the cost of post-secondary education keeps increasing and can really be a huge financial…

Numbers to look at when condo-buying

Condo-living has become increasingly popular in Vancouver. It is not surprising when the price of a single, detached home is…

Understanding your credit card(s)

The credit card system in France is totally different from the one in Canada or the US. When I arrived…

Condo insurance

A lot of condo owners have a misconception of what condo insurance is, and the type of personal coverage they…

De-cluttering your home for better financial clarity

It has been fairly hot in Vancouver recently. Unlike a lot of people, I don’t enjoy the heat very much.…

Creating a budget, part 2- tracking income and aiming for balance

Note: the following is primarily aimed for Canadian residents. Terms like CPP and EI are payroll deductions for Canada.  …

Creating a budget, part 1- tracking expenses

A lot people try to create a monthly budget from scratch and are unsuccessful. In most cases the numbers don’t…

Do you need insurance?

This is a very common question. Let’s start by defining “insurance”. Insurance is an arrangement by which a company provides…