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Simplifying Money and Chasing Financial Independence

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Competing financial priorities

It is not always easy to know what you should do first, financially speaking. Debt, mortgage, children, retirement planning and saving are extremely taxing on your hard-earned dollars.

competing financial priorities, financial priorities

Credit score basics

A credit score is a number that tells something about your borrowing history. It is largely based on your credit…

credit history, credit score, credit score basics, credit score explained

Financial set-backs and debt fatigue

I have been hit in the pocketbook a couple of times recently, just when I thought I finally had my…

debt, debt fatigue, paying-off debt

The personal aspect of personal finances

I sometimes wonder if I will ever be able to “make it” in the ever-growing, online world of personal finances.…

personal finances, thoughts on personal finances

Overspending triggers

September was almost a wash-off, financially speaking. I exploded both my take-out and entertainment budgets. I know I have been…

overspending, spending triggers

Life insurance needs & being single

All too often we hear that single people with no dependents don’t need life insurance, period. I encourage single people…

being single and life insurance, life insurance, life insurance needs

Emergency Fund basics

If you are battling with a huge debt load, chances are you probably don’t have any savings to your name.…

emergency fund, rainy day fund, saving for emergencies

Tackling debt

Now that you have decided to get your finances under control, the biggest challenge is to pay off your debt.…

debt repayment, debt-free, pay off debt, tackling debt

RESP basics

As I mentioned in previous entries, the cost of post-secondary education keeps increasing and can really be a huge financial…

Canada Learning Bond, CESG, Registered Education Savings Plan, RESP, RESP basics, saving for college, saving for university

Numbers to look at when condo-buying

Condo-living has become increasingly popular in Vancouver. It is not surprising when the price of a single, detached home is…

buying a condo in Vancouver, condo buying, condo living

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