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Simplifying Money and Chasing Financial Independence

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Tag: personal finance blog

It is not just the latte (factor)

David Bach popularized the “latte factor” term. The concept emphasizes the long-term cost of small, everyday purchases such as coffee, cigarettes, magazines and so on.

latte factor, personal finance blog

Financial things to do (and not to do) in your 30’s

The 30’s are definitely an interesting decade. Chances are they are a mixed bag for most people in them, including myself: wedding, kids, house, career…etc. This decade is probably the most taxing on hard-earned dollars.

finance for 30-year-old, finance in your thirties, personal finance, personal finance blog

Building your net worth

A net worth is everything you own minus everything you owe, in other words, assets minus liabilities.

building net worth, building worth, net worth, personal finance, personal finance blog

Free or low-cost exercise options

One of my plans for 2016 is to take better care of myself. This includes exercising everyday. I have been … More

free exercise, gym membership, low-cost exercise, personal finance, personal finance blog

Perceived wealth vs. actual wealth

On my way to work the other day, I found myself stuck in traffic (not unusual). In the lane next to mine, was a Porsche Cayenne.

actual wealth, buying vs. affording, perceived wealth, perceived wealth vs actual wealth, personal finance, personal finance blog

Condo-buying mistakes

I have been re-assessing my living situation lately.

buying a condo, buying a condo in Vancouver, condo buying mistakes, mistakes to avoid when buying a condo, personal finance, personal finance blog, real estate buying, Vancouver real estate

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