10 Years of Blogging, Now What?

This month marks the 10-year anniversary of my blog. This is quite an accomplishment in this day and age. Most blogs last for about 2 years. Some blogs only last a few months. The Internet space is littered with dormant blogs.

Reflecting on 10 Years

310 posts, hundreds of comments, likes and followers.

First, I want to thank all the people who read and follow my blog, like my posts and comment on them. You are a strong motivation to keep going!

It took some time, and regular posting to get to where the blog is now. It wasn’t an overnight thing. I also never monetized my blog, and don’t plan to.

The original goal wasn’t to make money, or to become a full-time blogger. I first started this blog to chronicle my journey out of consumer debt and into saving and investing. It was a way to keep me accountable and track my progress.

I learned a lot in 10 years of blogging; on Personal Finance, but also on myself. My perspective on Personal Finance is much more nuanced than it was 10 years ago.

I’m also less judgmental on how people choose to spend their money. After all, I sometimes waste my money, or am not always the most efficient with it….just like pretty much everyone.

Despite being a PF blogger, I don’t have all the answers to all PF questions or woes.

The Future of The Money Savvy Blog

I’ll keep blogging for as long as I feel comfortable doing so, and for as long as I’m happy doing so. This blog is a labor of love.

Mid-year Update

Half of 2024 is almost gone. I though I’d give a general update on the last 6 months, and on the goals I set at the beginning of the year.

• Reduce overall expenses by 10%: I haven’t crunched my numbers yet. I’m not certain if I’ll be able to achieve this. Everything keeps increasing. Let’s revisit in 6 months.
• Experiment with cash envelopes: Not done yet. I’ve been chasing credit card rewards since January. Rewards that have been lowering my grocery bill. But in order to earn these rewards, I had to put all my expenses on my credit card.
• Figure-out my mortgage situation: Not done yet. The Bank of Canada recently lowered its prime rate. Economists predict more cut. I may stay put for now.
• Rebuild my back-up fund: Good progress. I’ve saved regularly so far, whether for my sinking funds or emergency fund. My nest egg is growing.
• Prioritize physical and mental health: I’ve definitely been doing this. I really need it.
• Keep rebuilding my social life: I’ve definitely gone out more since the year started. I met new people whether on the social or professional sphere, but I’m still far from new friendships.