David Bach popularized the “latte factor” term. The concept emphasizes the long-term cost of small, everyday purchases such as coffee, cigarettes, magazines and so on.
Author: Stephanie
Financial things to do (and not to do) in your 30’s
The 30’s are definitely an interesting decade. Chances are they are a mixed bag for most people in them, including myself: wedding, kids, house, career…etc. This decade is probably the most taxing on hard-earned dollars.
Back to life and financial basics
I can’t believe it is already Thanksgiving here, in Canada. As always, I do my best to practice gratitude on a regular basis, and not just on a particular day.
Mortgage penalty explained
In Canada, when you pay-off your mortgage early, lenders have the right to charge you a penalty for doing so. Mortgages are a huge business here, and even with low-interest rates, lenders are turning massive profits.
Closing costs in real-estate
Closing costs are payment for all the necessary items to conclude or “close” a real-estate deal. These fees are paid by both sellers and buyers but are different.
New Canada Child Benefit explained
The Liberal Government has made huge changes to the Canada Child Benefit program (CCB) last month. It was actually part of their electoral campaign.
Auto insurance basics in BC
In Canada, auto insurance is mandatory. Each province and territory has its own requirements
A different money style for a different lifestyle
For decades, the traditional way of life has been pretty much as follow: Get good grades and get a degree … More
In favor of the “starter home” concept
I am glad June is over. Last month was definitely a whirlwind, hence the lack of activity on my blog. … More
Mortgage basics for the self-employed
Note: I am not a mortgage broker. This is for information purpose only. Not so long ago, pretty much anyone … More
The Money Savvy Blog 