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Simplifying Money and Chasing Financial Independence

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Category: Budgeting

The importance of the emergency fund

I have heard a lot of names for the Emergency fund: Back-up fund, F-U fund, Opportunity fund, Rainy-Day fund…whatever you want to call it, it is just semantics. 

emergency, emergency fund, unexpected expense, unplanned expense

To combine finances or not?

When two people are in a committed relationship, the question of moving-in together comes-up at some point.

combining finances, couples finances, finances for couples, personal finance, personal finance blog

Why I don’t automate all my finances

If you are the forgetful type or if organization is not your strong suit, I totally understand why you would choose to have all your bills automatically paid.

automating finances, automating payments

Retirement Planning Mistakes- part 2

In part 1, we examined 5 common retirement planning mistakes. Here are a few more

retirement planning, retirement planning canada, retirement planning mistakes

Retirement Planning Mistakes- Part 1

Planning for retirement is a very complex task. For many, including myself, it can be daunting.

retirement planning, retirement planning canada, retirement planning mistakes

The cost of dog ownership

Over the last year or so, I have been thinking about getting a dog.

costs of having a dog, dog costs, dog costs canada, dog costs vancouver, dog ownership costs

Curbing Summer expenses

After one of the snowiest and coldest Winter in Vancouver, followed by a very wet Spring, Summer is finally here.

curbing spending, reducing expenses, Summer spending

Managing lifestyle inflation

“Lifestyle inflation” is a very popular topic amont financial planners and personal finance bloggers.

avoiding lifestyle inflation, beating lifestyle inflation, lifestyle inflation

Buying vs renting a home

Don’t roll your eyes just yet. This is not another debate as to whether renting is better than buying or conversely.

buying a home, buying in vancouver, buying or owning, buying real-estate, buying vs renting, real estate vancouver, renting a place

No fee banking in Canada

Banks and credit unions in North America have the right to charge all sorts of fees on both business and individual accounts.

free banking, free chequing, Free chequing canada, no fee banking, PC financial, Tangerine

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