I have been in both contemplating and calculating modes lately. I realized I have come a long way financially, since my old days of being in denial about my monetary crisis.
Category: Budgeting
Buying a pre-sale property
Both the real-estate and construction sectors are hot commodities in Metro Vancouver. New developments are spurting everywhere and everyday. Clever marketing makes it sound and look very attractive to buy a piece of property without actually seeing the finished product. But is it really the case? Let’s explore!
Fun and cheap Valentine’s Day ideas
I have always been bemused by the sheer amount of money a lot of couples spend for Valentine’s Day to “show” their love for one another.
When and how to financially cut off your adult children
As I previously wrote, times have changed. Gone are the days of working in the same company for your entire career as well as receiving a generous pension plan upon retiring.
Suburban life ain’t cheaper
Extraordinary real-estate costs in cities like Vancouver and Toronto are pushing people further and further away from said cities.
It is not just the latte (factor)
David Bach popularized the “latte factor” term. The concept emphasizes the long-term cost of small, everyday purchases such as coffee, cigarettes, magazines and so on.
Financial things to do (and not to do) in your 30’s
The 30’s are definitely an interesting decade. Chances are they are a mixed bag for most people in them, including myself: wedding, kids, house, career…etc. This decade is probably the most taxing on hard-earned dollars.
Closing costs in real-estate
Closing costs are payment for all the necessary items to conclude or “close” a real-estate deal. These fees are paid by both sellers and buyers but are different.
New Canada Child Benefit explained
The Liberal Government has made huge changes to the Canada Child Benefit program (CCB) last month. It was actually part of their electoral campaign.
Auto insurance basics in BC
In Canada, auto insurance is mandatory. Each province and territory has its own requirements
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