Avoiding Christmas financial madness

For many people, Christmas lingers for months and months after it is gone. Marketers do an excellent job of making us spend our money on items we neither need nor want. With Christmas a mere 4 weeks away, it is not too late to avoid the "January Financial Hangover". If you haven't planned anything, now is …

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Opportunity cost

If you are a reader of the blog, you know I decided to obtain an MBA. I have been studying for almost a year now. Last September, an opportunity came across to study for a semester on the Malaysian campus of my university. After careful budgeting, I decided to accept it. I have been in …

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Tips to ask for a pay raise

A few decades of life experience has taught me that, for the most part, if you want to obtain something, you have to ask for it -besides working for it-.

That time I decided to work part-time

As I previously wrote, a few things have changed in my life recently.

Alternatives to big cable companies in BC

Not so long ago, in the Lower Mainland – and I am sure it applies to the rest of BC as well-, people basically had 2 options when it came to cable, Internet and home phone services

10 Financial killers

In my previous post, I shared how F.I.R.E. has an element of privilege to it.

The importance of the emergency fund

I have heard a lot of names for the Emergency fund: Back-up fund, F-U fund, Opportunity fund, Rainy-Day fund...whatever you want to call it, it is just semantics. 

To combine finances or not?

When two people are in a committed relationship, the question of moving-in together comes-up at some point.

Stress-testing your finances

The Office of the Superintendent of Financial Institutions (OSFI) implemented a new mortgage rule that will come into effect on January 1st 2018.

Why I don’t automate all my finances

If you are the forgetful type or if organization is not your strong suit, I totally understand why you would choose to have all your bills automatically paid.