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Simplifying Money and Chasing Financial Independence

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Back to life and financial basics

I can’t believe it is already Thanksgiving here, in Canada. As always, I do my best to practice gratitude on a regular basis, and not just on a particular day.

back to basics, financial basics, life basics

Mortgage penalty explained

In Canada, when you pay-off your mortgage early, lenders have the right to charge you a penalty for doing so. Mortgages are a huge business here, and even with low-interest rates, lenders are turning massive profits.

mortage penalty, mortgage penalty Canada, mortgage penalty explained, real estate vancouver

Closing costs in real-estate

Closing costs are payment for all the necessary items to conclude or “close” a real-estate deal. These fees are paid by both sellers and buyers but are different.

buying a condo, closing costs, real estate vancouver, selling a condo

New Canada Child Benefit explained

The Liberal Government has made huge changes to the Canada Child Benefit program (CCB) last month. It was actually part of their electoral campaign.

Canada Child Benefit, CCB

Auto insurance basics in BC

In Canada, auto insurance is mandatory. Each province and territory has its own requirements

BC car insurance, car insurance, driving in BC, ICBC

A different money style for a different lifestyle

For decades, the traditional way of life has been pretty much as follow: Get good grades and get a degree…

financial philosophy, opinion, point of view

In favor of the “starter home” concept

I am glad June is over. Last month was definitely a whirlwind, hence the lack of activity on my blog.…

buying in vancouver, real estate vancouver, selling in Vancouver, starter home, starter home vancouver

Mortgage basics for the self-employed

Note: I am not a mortgage broker. This is for information purpose only. Not so long ago, pretty much anyone…

mortgage canada, mortgage for self-employed, self-employed mortgage

Why your property is not selling

Your Realtor has listed your property for sale. You have had a few showings, maybe an open house, but still no offers.

selling real-estate, selling your property

Choosing a Realtor when selling

Choosing the right Realtor can make or break a sale, therefore should not be done lightly

condo selling, real estate vancouver, selling in Vancouver, selling your condo, selling your house

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