Every year, at the same period, it is the great race to the tax refund. Everybody hopes for and wants one; the bigger, the better.
TFSA vs RRSP for retirement planning
This debate has been pretty heated since the introduction of the TFSA back in 2009. What is the best investment tool? Which account should you contribute to?
RRSP basics
As tax season is around the corner, a lot of “experts” urge us to contribute to our RRSP. But what…
Easy financial boosters
When trying to get back on track financially, people always hear they have to both control their spending and/or increase…
TFSA basics
The Tax-Free Savings Account or TFSA was created in 2009 to help Canadians save more and potentially earn more interests…
Bare-bones budget
You may have already mastered your household budget based on your current income. But what if that income suddenly disappears…
Competing financial priorities
It is not always easy to know what you should do first, financially speaking. Debt, mortgage, children, retirement planning and saving are extremely taxing on your hard-earned dollars.
Credit score basics
A credit score is a number that tells something about your borrowing history. It is largely based on your credit…
Financial set-backs and debt fatigue
I have been hit in the pocketbook a couple of times recently, just when I thought I finally had my…
The personal aspect of personal finances
I sometimes wonder if I will ever be able to “make it” in the ever-growing, online world of personal finances.…
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