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Author: Stephanie

Fun and cheap Valentine’s Day ideas

I have always been bemused by the sheer amount of money a lot of couples spend for Valentine’s Day to “show” their love for one another.

personal finance blog, personal finances, Valentine's Day cheap ideas, Valentine's Day gift ideas, Valentine’s Day

When and how to financially cut off your adult children

As I previously wrote, times have changed. Gone are the days of working in the same company for your entire career as well as receiving a generous pension plan upon retiring.

boomerang kid, helping adult children, personal finance, personal finance blog

Suburban life ain’t cheaper

Extraordinary real-estate costs in cities like Vancouver and Toronto are pushing people further and further away from said cities.

buying in vancouver, living in the suburbs, personal finance blog, suburban life, Vancouver real estate

It is not just the latte (factor)

David Bach popularized the “latte factor” term. The concept emphasizes the long-term cost of small, everyday purchases such as coffee, cigarettes, magazines and so on.

latte factor, personal finance blog

Financial things to do (and not to do) in your 30’s

The 30’s are definitely an interesting decade. Chances are they are a mixed bag for most people in them, including myself: wedding, kids, house, career…etc. This decade is probably the most taxing on hard-earned dollars.

finance for 30-year-old, finance in your thirties, personal finance, personal finance blog

Back to life and financial basics

I can’t believe it is already Thanksgiving here, in Canada. As always, I do my best to practice gratitude on a regular basis, and not just on a particular day.

back to basics, financial basics, life basics

Mortgage penalty explained

In Canada, when you pay-off your mortgage early, lenders have the right to charge you a penalty for doing so. Mortgages are a huge business here, and even with low-interest rates, lenders are turning massive profits.

mortage penalty, mortgage penalty Canada, mortgage penalty explained, real estate vancouver

Closing costs in real-estate

Closing costs are payment for all the necessary items to conclude or “close” a real-estate deal. These fees are paid by both sellers and buyers but are different.

buying a condo, closing costs, real estate vancouver, selling a condo

New Canada Child Benefit explained

The Liberal Government has made huge changes to the Canada Child Benefit program (CCB) last month. It was actually part of their electoral campaign.

Canada Child Benefit, CCB

Auto insurance basics in BC

In Canada, auto insurance is mandatory. Each province and territory has its own requirements

BC car insurance, car insurance, driving in BC, ICBC

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