I have always been bemused by the sheer amount of money a lot of couples spend for Valentine’s Day to “show” their love for one another.
Author: Stephanie
When and how to financially cut off your adult children
As I previously wrote, times have changed. Gone are the days of working in the same company for your entire career as well as receiving a generous pension plan upon retiring.
Suburban life ain’t cheaper
Extraordinary real-estate costs in cities like Vancouver and Toronto are pushing people further and further away from said cities.
It is not just the latte (factor)
David Bach popularized the “latte factor” term. The concept emphasizes the long-term cost of small, everyday purchases such as coffee, cigarettes, magazines and so on.
Financial things to do (and not to do) in your 30’s
The 30’s are definitely an interesting decade. Chances are they are a mixed bag for most people in them, including myself: wedding, kids, house, career…etc. This decade is probably the most taxing on hard-earned dollars.
Back to life and financial basics
I can’t believe it is already Thanksgiving here, in Canada. As always, I do my best to practice gratitude on a regular basis, and not just on a particular day.
Mortgage penalty explained
In Canada, when you pay-off your mortgage early, lenders have the right to charge you a penalty for doing so. Mortgages are a huge business here, and even with low-interest rates, lenders are turning massive profits.
Closing costs in real-estate
Closing costs are payment for all the necessary items to conclude or “close” a real-estate deal. These fees are paid by both sellers and buyers but are different.
New Canada Child Benefit explained
The Liberal Government has made huge changes to the Canada Child Benefit program (CCB) last month. It was actually part of their electoral campaign.
Auto insurance basics in BC
In Canada, auto insurance is mandatory. Each province and territory has its own requirements