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Simplifying Money and Chasing Financial Independence

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Author: Stephanie

What not to do during your mortgage application

You got pre-approved for a mortgage, you found your dream home and put in an offer. While you are doing … More

mortgage, mortgage application, obtaining a mortgage

How to handle a market downturn

It has been all over the news this week. Most stock exchanges around the world have taken a tumble in … More

how to handle market turmoil, how to survive a market downturn, market downturn, market turmoil

Target date funds explained

This financial product has been growing in popularity, but what is a target date fund? A target date fund is … More

fund of funds, target funds; target-date funds. target funds explained, understanding target funds

Protecting yourself from identity theft

Identity theft is a plague in North America. It is the fastest growing non-violent crime in Canada. Identity theft is … More

ID theft, ID theft in Canada, identity theft, protecting yourself from ID theft

Saving on your wedding

If you recently got engaged, congratulations! Planning for your wedding is exciting but can be daunting and darn expensive too!

save on wedding, saving on wedding costs, wedding

Understanding payday loans

Payday loans are wide-spread in North America, but also in the UK and Australia. A payday loan is a cash … More

payday loan, payday loans explained, understanding payday loans

The tale of the Christmas dress or how I got into debt

My first job in Canada was as a receptionist in a private high-school in North Vancouver. The job in itself … More

debt, fight club, getting into debt

Blogiversary: One year!

A year ago, I published my first post, the cost of eating-out. I can’t believe it has already been a … More

blog anniversary, blogiversary

Financial mistakes I made

In my debt story, I mentioned a few financial mistakes I made in the past. The truth is that I made a few more.

Financial mistakes, money mistakes

Are home renovations worth it?

A lot of people see their home as an investment. Although I don’t totally agree with this statement, as a … More

are home renovations worth it, home renovations, home renovations that pay-off

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