Thoughts on the financially privileged & the not so privileged

I don’t necessarily think there is anything inherently wrong with growing-up in financial privilege.

The cost of dog ownership

Over the last year or so, I have been thinking about getting a dog.

Curbing Summer expenses

After one of the snowiest and coldest Winter in Vancouver, followed by a very wet Spring, Summer is finally here.

Valuing a stock with the Graham formula

There are several ways to assess a stock, besides the stock table. One of them is the Graham formula, created by Benjamin Graham.

The dog years of compounding (in investing)

Albert Einstein dubbed compound interest the eight wonder of the world.

Managing lifestyle inflation

“Lifestyle inflation” is a very popular topic amont financial planners and personal finance bloggers.

Buying a rental property (or not)

Unlike my previous post, the criteria to decide whether to buy a rental property -or not- are very different.

Buying vs renting a home

Don’t roll your eyes just yet. This is not another debate as to whether renting is better than buying or conversely.

Book review: The Wealthy Renter by Alex Avery

The home ownership dream is very alive and well in Canada. The Federal government estimates about 70% of Canadians own their homes. It seems like the remaining 30% is obsessed with joining-in.

No fee banking in Canada

Banks and credit unions in North America have the right to charge all sorts of fees on both business and individual accounts.