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Another important reason your mortgage is denied

You decided to become a home owner, saved for a down payment, got pre-approved for a mortgage, found your dream home and made an offer.

mortage, mortgage application, mortgage canada, mortgage denied, property appraisal

Book review: Pound Foolish by Helaine Olen

Helaine Olen is a journalist, writer and columnist. As she admitted in her book, she did not know anything about personal finances when she started writing about the subject.

Book review, helaine olen, latte factor, pound foolish

The problem with personal finance blogs

I totally understand the post you are about to read may confuse you, and even more so since I am a personal finance blogger who has been blogging about personal finances for almost 3 years.

personal finance, personal finance blog, personal finance industry, personal musing, personal opinion

Book review: Burn your mortgage by Sean Cooper

As a personal finance aficionado, I always enjoy reading blogs and books on the subject. I decided to start reviewing what I read.

Book review, burn your mortgage, sean cooper canada, sean cooper writer

How I increased my savings by 850% in 4 years

I have been in both contemplating and calculating modes lately. I realized I have come a long way financially, since my old days of being in denial about my monetary crisis.

boosting savings, increasing net worth, increasing savings

Buying a foreclosed property

A property is considered in foreclosure when a lender obtains an order of sale from a Court and the owner is unable to redeem the property.

buying a foreclosure, foreclosure bc, foreclosure vancouver, real estate vancouver, Vancouver real estate

Segregated funds explained

Segregated funds have always been a highly debated product.

canadian personal finance, money savvy blog, personal finance blog, segregated funds

Choosing a Financial Advisor

Over the last week or so, 3-time Olympian Harold Backer has made headlines here, in British-Columbia, and not for the right reasons.

CFA, CFP, CH.FC, CIM, CPA, financial planner, harold backer, money savvy blog, personal finance, personal finance blog, PFP, TEP

Term insurance vs. permanent insurance

Life insurance is probably one of the most confusing and complex financial product out there.

permanent insurance, term 100, term insurance, term or permanent insurance, universal insurance, whole life insurance

Financial milestone: consolidation loan fully paid-off!

Yesterday, I made a lump-sum payment of a little over $ 8 000, effectively putting my consolidation loan to its final resting place.

becoming debt free, crushing debt, debt-free, paying-off debt, student loan

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