It is notorious Canadian banks and credit unions alike pay peanuts on savings accounts.
When Financial literacy is not enough
A lot is being written about Financial literacy.
10 Financial killers
In my previous post, I shared how F.I.R.E. has an element of privilege to it.
F.I.R.E. explained and debunked
F.I.R.E. is a very popular acronym is the Personal Finance blogosphere. It stands for Financially Independent Retire Early. Over…
The importance of the emergency fund
I have heard a lot of names for the Emergency fund: Back-up fund, F-U fund, Opportunity fund, Rainy-Day fund…whatever you want to call it, it is just semantics.
Time-weighted vs. Money-weighted rate of return
With the implementation of CRM2, Canadian banks, investments brokers, mutual funds dealers and other financial entities must disclose the method used to calculate the rate of return of a portfolio or investments like an ETF or a mutual fund.
The higher tax-bracket myth
Very often, I hear people complaining about paying more taxes as a result of working overtime, taking a second job or receiving a bonus.
To combine finances or not?
When two people are in a committed relationship, the question of moving-in together comes-up at some point.
My personal tips to save money
At the Money Savvy Blog, we regularly receive questions on “how to save money”.
Why I don’t automate all my finances
If you are the forgetful type or if organization is not your strong suit, I totally understand why you would choose to have all your bills automatically paid.
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