I have heard a lot of names for the Emergency fund: Back-up fund, F-U fund, Opportunity fund, Rainy-Day fund…whatever you want to call it, it is just semantics.
Time-weighted vs. Money-weighted rate of return
With the implementation of CRM2, Canadian banks, investments brokers, mutual funds dealers and other financial entities must disclose the method used to calculate the rate of return of a portfolio or investments like an ETF or a mutual fund.
The higher tax-bracket myth
Very often, I hear people complaining about paying more taxes as a result of working overtime, taking a second job or receiving a bonus.
To combine finances or not?
When two people are in a committed relationship, the question of moving-in together comes-up at some point.
My personal tips to save money
At the Money Savvy Blog, we regularly receive questions on “how to save money”.
Why I don’t automate all my finances
If you are the forgetful type or if organization is not your strong suit, I totally understand why you would choose to have all your bills automatically paid.
Book review: Stock Investing for Canadian for Dummies
My first introduction to investing was horrendous, to say the least.
Retirement Planning Mistakes- part 2
In part 1, we examined 5 common retirement planning mistakes. Here are a few more
Retirement Planning Mistakes- Part 1
Planning for retirement is a very complex task. For many, including myself, it can be daunting.
Labor sponsored investment funds explained
In Canada, labor-sponsored investment funds -LSIF- were introduced in the 80’s to encourage Canadians to invest in small companies a
The Money Savvy Blog 