David Bach popularized the “latte factor” term. The concept emphasizes the long-term cost of small, everyday purchases such as coffee, cigarettes, magazines and so on.
Category: Budgeting
Financial things to do (and not to do) in your 30’s
The 30’s are definitely an interesting decade. Chances are they are a mixed bag for most people in them, including myself: wedding, kids, house, career…etc. This decade is probably the most taxing on hard-earned dollars.
Closing costs in real-estate
Closing costs are payment for all the necessary items to conclude or “close” a real-estate deal. These fees are paid by both sellers and buyers but are different.
New Canada Child Benefit explained
The Liberal Government has made huge changes to the Canada Child Benefit program (CCB) last month. It was actually part of their electoral campaign.
Auto insurance basics in BC
In Canada, auto insurance is mandatory. Each province and territory has its own requirements
A different money style for a different lifestyle
For decades, the traditional way of life has been pretty much as follow: Get good grades and get a degree … More
Building your net worth
A net worth is everything you own minus everything you owe, in other words, assets minus liabilities.
How being organized will save you money
It may sound too good to be true, but it is the truth: being organized will save you both time … More
How I fed myself for a week with $ 14.89
I meant to write about this almost 2 months ago. Groceries in Canada are expensive, and even more in Vancouver. … More
Saving on your wedding
If you recently got engaged, congratulations! Planning for your wedding is exciting but can be daunting and darn expensive too!